Get Consumer Bankruptcy Protection

It doesn't matter how you got here — medical bills, credit card bills, divorce — overwhelming debt can make your life miserable. You owe it to yourself and your future to find a way out. Bankruptcy provides that opportunity.

At Vail A. Kaufman, P.A., we help people in suburban Maryland with all aspects of consumer bankruptcy proceedings. Our goal is to help you get back on your feet and eliminate your debt burden permanently.

Contact us today by calling 800-724-1621 to speak with an experienced Greenbelt, Maryland, consumer bankruptcy lawyer.

Is Filing For Bankruptcy Right For You?

At Vail A. Kaufman, P.A., we have extensive experience helping people through the bankruptcy process. Bankruptcy is seldom an affirmative choice. When there is no other reasonable expectation of getting out of debt, bankruptcy is the option. They call it "relief in bankruptcy" for a reason. If you are facing crushing debt and being harassed by creditors, we are here to help you find relief:

  • Chapter 7 bankruptcy. This is the kind of bankruptcy that most people think of when they think of bankruptcy. It results in the discharge of your legal obligation to pay on a wide variety of debt. The process usually takes four to six months to complete. It is generally quicker, cleaner and less expensive than Chapter 13. Most Chapter 7 filers do not lose any personal property.
  • Chapter 13 bankruptcy. This is essentially a debt payment plan for people who have a regular source of income and have needs that cannot be addressed in Chapter 7. If your most pressing debts are student loans, certain kinds of taxes or mortgage arrears, then Chapter 13 may answer your problem. If you have income higher than most people in Maryland or have significant equity in your home, Chapter 13 may be necessary to handle your situation. Chapter 13 reorganizes and often reduces your debt burden while allowing you to keep your home, car and other possessions. Unsecured creditors may get all, some or very little of what is owed.

Answering Your Questions About Bankruptcy

Most people who come to us have important questions about their financial options and the consequences of bankruptcy. We have addressed many of the most common bankruptcy questions in the following sections:

We also have answered a number of other frequently asked questions to help you understand more about bankruptcy.

Explore Your Options; Regain Your Freedom

If you are facing overwhelming debt, our experienced Greenbelt consumer bankruptcy attorneys can answer your bankruptcy questions clearly and honestly. We can help you explore your debt relief options fully. We can also take the legal action you need to regain your financial freedom.

Vail A. Kaufman, P.A., offers free, no-obligation consultations to our prospective clients. For more information or to discuss your options, contact us today by calling 800-724-1621. We maintain offices in Greenbelt and Columbia, Maryland.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.